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Check your eligibility

Please ensure you meet the criteria below. If do not meet the criteria then unfortunately we may be unable to consider/submit your application:

  • Are at least 18 years old.
  • Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies.
  • Are in regular full or part-time employment (minimum 16 hours per week or £5,000 per annum, unless you are retired and receiving a private / company pension)
  • Are a permanent UK resident and have lived in the UK for at least 3 years.
  • Be able to pay a 10% deposit after your finance is accepted (£30 with Snap Finance)
  • Are able to afford the monthly payments.
  • Have already made a product selection and know the balance to be financed as this must be entered into from when we complete a credit check.

How do I apply?

IF YOU HAVE GOOD CREDIT OR POOR CREDIT :

A quick application can be completed by one of our experts in store. Alternatively if you live too far from our store you can complete your order and apply for finance at the checkout.

For more information on Klarna Finance please click on the Box below

For more information on Snap Finance please click on the Box below.
Snap require a minimum deposit of £15 to be paid online. They will advise you of the amount of credit you can apply for.

Our payment plan options

We offer a range of interest bearing finance options to help you spread the cost of your purchase over 3, 12, 24 or 36 months. The value of the loan needs to be over £200 for Snap, £400 for Klarna and you can choose a deposit of up to 50% of the value of the order. A minimum deposit of 10% with Klarna & £15 with Snap is payable after your finance is accepted before we can process the order.

Klarna Example

  • 0% finance over 12 months
  •  Total order value = £600.00
  •  10% deposit = £60.00
  •  Total amount of credit = £540.00
  • Duration = 12 months
  •  Representative APR = 0%
  •  Interest charged = £0.00
  • 12 monthly payments of = £45.00
  • Total amount payable = £600.00

Snap 15 Example

  • Representative Example: Cost of Goods £915, Deposit £15,
  • Amount of Credit £900,
  • Annual Fixed Interest Rate 69.75%,
  • Weekly Payment £21.03,
  • Term 65 Weeks, Total Payable £1381.95,
  • Representative APR 99.9%
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